Insurance Plans Accepted at Dr. Cable’s Practice

Dr. Benjamin Cable’s practice accepts most major commercial and Medicare insurance plans at both the Frisco and McKinney offices. Coverage details and plan tiers vary by individual policy, so we recommend calling (972) 984-1050 with your specific plan and member ID before scheduling. If your plan isn’t listed below, call us anyway — networks change and we may still be in-network.

Major Carriers Accepted

Aetna

• Aetna Commercial (HMO, PPO, POS)
• Aetna Health Plans
• Aetna Medicare (HMO, PPO)

Blue Cross Blue Shield & Anthem

The practice is in-network with Blue Cross Blue Shield plans across the United States, including the primary local plan: Blue Cross and Blue Shield of Texas. Out-of-state BCBS plans are accepted through the BlueCard® program. Specifically accepted plans include:

• Anthem Blue Cross (California)
• Anthem Blue Cross and Blue Shield
• Blue Choice Health Plans
• Blue Cross and Blue Shield of Texas (local plan)
• Blue Cross Blue Shield plans in: Alabama, Arizona, Florida (Florida Blue), Georgia, Idaho, Illinois, Kansas, Kansas City, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Nebraska, New Mexico, North Carolina, Northeastern Pennsylvania, Oklahoma, Rhode Island, South Carolina, Tennessee, Vermont, Western New York, and Wyoming

Cigna

• Cigna (commercial PPO, HMO, and POS plans)

UnitedHealthcare

• UnitedHealthcare
• UnitedHealthcare Medicare
• Golden Rule Insurance Company (a UnitedHealthcare subsidiary)

Humana

• Humana Care Plan
• Humana ChoiceCare Commercial

Medicare & Senior Plans

• Medicare (Original / traditional Medicare)
• AARP
• Aetna Medicare (HMO, PPO)
• UnitedHealthcare Medicare

Important Notes About Your Coverage

• Plan-specific verification: Even when a carrier is listed, individual plan tiers, networks, and benefits vary. Call (972) 984-1050 with your specific plan name and member ID to verify benefits, copays, and deductibles before your visit.
• Referrals: Most PPO plans do not require a primary care referral. HMO plans typically do. We can verify referral requirements during scheduling.
• Self-pay patients: Self-pay rates are available for patients without insurance. Ask about self-pay pricing when scheduling.
• What to bring to your first visit: Insurance card, government-issued photo ID, and a list of current medications. We verify benefits before you are seen.
• If your plan isn’t listed above: Insurance networks change frequently. Call (972) 984-1050 to ask about your specific plan — we may be in-network even if it isn’t shown.

Questions About Insurance or Billing?

For coverage questions, billing inquiries, or pre-authorization for procedures like balloon sinuplasty or tonsillectomy, contact the office directly:

• Phone: (972) 984-1050
• Online scheduling: healow patient portal
• Common questions: See the Frequently Asked Questions page for details on referrals, what to bring to your first appointment, and accepted forms of payment

Insurance plan information was last verified June 2025. Insurance networks can change at any time; verifying your specific plan before your appointment is recommended.